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NC Total Retirement Readiness Tour Friday, October 2nd!

In an effort to ensure that all North Carolina public employees are financially ready for a comfortable retirement, State Treasurer Janet Cowell is recognizing October 2015 as “North Carolina Saves for Retirement Month.”
The North Carolina Department of State Treasurer will commemorate the month by launching the NC Total Retirement Readiness Tour. This is an opportunity for state and local government employees to attend a retirement planning event in their area and get information about planning, acting and saving for retirement.
Click here to read more.

Annual Enrollment & NCFlex

Click here for important information relating to 2015 annual enrollment and NCFlex benefits.

NCFlex Survey

Employees are encouraged to participate in a voluntary online NCFlex State Insurance Plans Survey sponsored by the NC Office of State Human Resources. The purpose of the survey is to get your views on the benefits offered, and provide a better understanding of what's most important to employees. Feedback is needed on:
  • NCFlex benefits
  • Benefit providers
  • Communications
The survey should only take about 10 minutes to complete, and the link will remain active until 11:59 pm on Monday, September 21st. To maintain confidentiality, responses will go directly to a third party who will analyze the results and provide the NC Office of State Human Resources with a summary report. For more information, click here.

State Health Plan Postcard

In the last few days, you may have inadvertently received a postcard about Annual Enrollment that was intended for Non-Medicare retirees, not Active employees. That was sent in error. You can find correct details about annual enrollment on the Plan’s website . More mailings will be forthcoming regarding Annual Enrollment.

Getting an Early Start on Annual Enrollment, Premium Credits, and Good Health

Wellness premium credit activities will be expanding, so it is more important than ever that members take action! See below:
Action Consumer-Directed Health Plan (CDHP) with HRA Enhanced 80/20 Plan Traditional 70/30 Plan
Attest to being tobacco-free (starting Oct. 1) or enroll in a tobacco cessation program (starting now!) Yes Yes Yes (N/A for retirees)
Choose a Primary Care Provider if you don’t have one (starting now!) and watch a video about Patient-Centered Medical Homes (starting Oct. 1) Yes Yes N/A
Take the Health Assessment (starting now!) Yes Yes N/A

Members don’t have to wait until the fall for the chance to kick the tobacco habit. NC HealthSmart, the Plan’s wellness initiative, has the answer. QuitlineNC offers FREE support by phone and FREE nicotine replacement therapy when members talk to a Quit Coach® and enroll in the multi-call program. In addition, prescription medications, including a 6-month supply of generic bupropion and Chantix, for members 18 years and older, are covered for a $0 copay for 80/20 and CDHP members. In addition, over-the-counter nicotine patches, as well as physician and behavioral health counseling, are covered under all plans. To get started, call 800-QUIT-NOW (800-784-8669) or visit QuitlineNC.

Don’t forget, Annual Enrollment starts October 1 with more opportunities to engage in premium wellness activities. In the meantime, members will be receiving more information in the mail. Remind employees to open AND read all materials with the State Health Plan’s blue apple logo!

Enhanced 2014 Annual Benefits Statements are now available

If you’re a current participant of the Teachers’ and State Employees’ Retirement System (TSERS) employee with more than 12 months of service, your 2014 Annual Benefit Statement is in your personal ORBIT account and you can assess your retirement planning needs today!

As in the past, your ABS shows service in the N.C. Retirement Systems as of Dec. 31, 2014, Social Security, and contributions to the NC 401(k) and NC 457 Plans. Using that information, the statement provides a comparison of your projected monthly income to your projected monthly need. This will help you better understand what factors contribute to your income and how you can improve your long-term savings.

Enhanced Features
The 2014 statement has been enhanced so that it calculates any outside assets (other 401(k)s, IRAs, etc.) that you have entered into the Retirement Income Calculator on the Prudential site. And, if you’re a school employee participating in the NC 403(b) Program, then these assets have also been included in this year’s calculation.

It’s never too early to start thinking about your retirement, so please take a moment to access your Annual Benefits Statement by going to From there you can link to ORBIT, log into your personal account and “View Annual Benefits Statement” to view or print your statement.

You can also go to the Annual Benefits Statement page of the State website where you will find:
• A User Guide training tutorial
• Frequently Asked Questions
• Links to resources for all ages and career stages

Still have questions about your retirement systems account? Visit to find contact information for Member Services and your supplemental contribution plans.

If you need to update your email address with the Retirement Systems, please log into ORBIT. If you need to update your email address for this mailing list, please reply to this message with the new email address.

Visit the N.C. Retirement Systems’ Facebook page and Twitter feed for updates regarding long-term financial planning, retirement readiness tips, updates on the North Carolina Pension Fund, and much more. Be sure to like our page so you see the updates as they become available.

Get your retirement health plan questions answered

Are you thinking about retirement? Let us help you navigate through your retirement health plan options. You're invited to attend a State Health Plan informational session regarding how to maximize your health plan options in retirement.

Remember, to make the most of your retirement health plan options, timing is everything. Did you know that State Health Plan members should submit retirement paperwork 120 days before their retirement date to maximize your options available through the State Health Plan? There's a lot to consider before you embark on your well-deserved retirement journey. Click here to read more.

State Health Plan Member Focus newsletter

Click here to view the latest newsletter.

New TSERS retirement planning videos

The Department of State Treasurer Retirement Systems Division conducts retirement conferences for members of the Teachers’ and State Employees’ Retirement System and the Local Governmental Employees’ Retirement System. Due to work schedules, and/or other commitments sometimes employees are unable to attend a conference, or maybe they did attend a conference and want to hear the information again, the videos below mirror the information presented at these retirement conferences.

Should you have further questions after reviewing a video, refer to the TSERS Employee handbook, which contains detailed information about all subjects mentioned.

Retirement Eligibility and Calculations

  • Plan Type
  • Service Retirement Eligibility
  • Early Retirement Eligibility
  • Defined Formula
  • Applying the Formula
Presenter: Gerald Leapheart II​

Health Benefits and Insurance

  • Health Benefits
  • Paid Health Benefits Eligibility
  • Voluntary Dental, Vision and Life Insurance
Presenter: Linda Auwn

Creditable Service and Unused Leave

  • Creditable Service
  • Service Purchase
  • Unused Leave at Retirement
  • Earned Sick Leave
Presenter: Josephine Kmetz

NC 401(k)/NC 457 Transfer Benefit

  • NC401(k)/NC 457 Transfer Benefit
Presenter: Larry Halisky

Retirement Payment Plans and Options

  • Defined Formula
  • Estimate of Retirement Benefits
  • Option 4 Payment Plan
  • Payment Plan Option Changes
  • Retirement Benefit Payment Plans
Presenter: Doug Mayer

Federal and State Income Tax

  • Federal Income Tax
  • North Carolina Income Tax
  • Tax Documentation
Presenter: Samirah McLaurin

Active and Retiree Death Benefits

  • Active Employee Death Benefits
  • Retiree Death Benefits
  • Optional Contributory Death Benefit
Presenter: Larry Halisky

Reemployment and Earnable Allowance

  • Reemployment
  • Penalty for Exceeding Earnable Allowance
Presenter: Gwen Richardson

Retirement Process and Online Portal

  • Initiating Retirement
  • Retirement Process Reminders
Presenter: LaJune Harrison

Please note: As UNC Health Care has expanded across North Carolina, the need for a term to refer to the Chapel Hill assets on the overall system website became apparent. The UNC Medical Center logo and references, is a term that will be used to refer to State employees that work in the following UNC Health Care facilities: UNC Hospitals and its clinics; UNC Faculty Physicians’ clinics; and the Hillsborough Campus. Please note that on all Human Resources webpages, forms, and documents you will still see “UNC Health Care” term that is referencing the three above mentioned facilities.